300. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the safeguards his Department has put in place to ensure that when mortgage loans are transferred to another lender or servicer, borrower entitlements connected to tracker rates or contract terms are preserved and not compromised by undisclosed credit-line commitments. [64806/25]
Topics / Departmental Data
A subject heading for parliamentary questionsDepartmental Data
4,236 questions from 140 TDs, between 22 January 2025 and 22 October 2026.
4,236
questions
4,233 written, 3 oral
140
TDs have asked
11
parties and groups
Independents counted together
20
departments asked
This is one of the catch-all headings the Oireachtas uses for how a department runs rather than what a question is about, so it is left out of the range and focus figures.
Questions per month
The record holds no questions for August, when the Dáil does not sit.
Jan 2025Oct 2026
Show as a table
| Month | Questions |
|---|---|
| January 2025 | 34 |
| February 2025 | 83 |
| March 2025 | 109 |
| April 2025 | 199 |
| May 2025 | 70 |
| June 2025 | 294 |
| July 2025 | 286 |
| August 2025 | 0 |
| September 2025 | 289 |
| October 2025 | 144 |
| November 2025 | 345 |
| December 2025 | 296 |
| January 2026 | 192 |
| February 2026 | 284 |
| March 2026 | 121 |
| April 2026 | 263 |
| May 2026 | 415 |
| June 2026 | 310 |
| July 2026 | 260 |
| August 2026 | 0 |
| September 2026 | 124 |
| October 2026 | 118 |
Who asks, by party
The party each TD belonged to on the day, in alphabetical order. Parties differ a lot in size, and members of the Government answer questions rather than ask them, so this shows who raised it, not how much a party cares about it.
The TDs who asked most
Members of the Government answer questions rather than ask them. Each question counts once.
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651
-
167
-
111
-
110
-
96
-
93
-
91
-
86
Asked of
Debated under the same heading
Debates whose official heading is exactly these words.
The questions
301. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any regulated lender has reported difficulties reconciling borrower entitlements after loan-book sales due to previously hidden or off-balance-sheet credit-line structures, and to detail how many such cases remain unresolved. [64807/25]
302. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed the interaction between hidden credit-line exposures and the servicing standards applied by credit-servicing firms; and to state whether any amendments to these standards are being considered. [64808/25]
303. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Department has established a central reconciliation framework to verify all credit-line exposures attached to transferred or securitised mortgage accounts; to state how many lenders have complied with that framework; and to indicate when full compliance is expected. [64809/25]
304. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to set out whether his Department has examined the extent to which hidden credit line exposures contributed to borrower misclassification in the tracker mortgage scandal; and to state whether any such exposures remain unresolved at account level. [64810/25]
305. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of tracker mortgage accounts remain under review for reinstatement redress or rate correction where loan transfers or securitisation structures may have obscured borrower entitlements; and to state the expected timeline for resolution [64811/25]
306. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether regulated lenders have reported any inability to reconstruct original borrower records due to hidden or off balance sheet credit line structures; and to provide the number of cases where borrower data remains incomplete or disputed. [64812/25]
307. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether the Central Bank of Ireland has identified any correlation between hidden credit line exposures and failures in lenders contract interpretation relating to tracker entitlements; and to indicate what enforcement action followed. [64813/25]
308. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the additional supervisory requirements that have been imposed on lenders to prevent tracker mortgage customers being moved off their correct rate due to unreported credit line exposures or loan servicing arrangements. [64814/25]
309. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of tracker mortgage appeals that remain active how many of these involve disputes linked to account transfers loan book sales or undisclosed credit line commitments; and the deadlines set for final adjudication. [64815/25]
310. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Department has reviewed whether hidden credit line exposures resulted in unjust financial gain to lenders at the expense of tracker customers; and to outline whether any mechanism exists for recovery of such gains. [64816/25]
311. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he intends to mandate lenders to provide borrowers with a full account level audit trail including all credit line commitments or transfers relating to their mortgage accounts; and to indicate what form this disclosure would take. [64817/25]
312. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the specific protections are being developed to ensure that tracker mortgage customers whose loans are serviced by non bank entities are not disadvantaged by hidden credit line exposures or undisclosed intermediary arrangements. [64818/25]
313. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether regional data will be published showing the number of unresolved tracker mortgage cases in Cork city and county including cases connected to hidden credit line exposures; and to state when this data will be released. [64819/25]
314. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department plans new legal disclosure rules for all lenders covering hidden credit line exposures off balance sheet commitments and standby facilities; and to state the expected timeline for these rules. [64820/25]
315. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department is preparing changes to financial reporting standards so that all contingent exposures including hidden credit lines are included in lender disclosures; and to indicate the consultation that has taken place with the Central Bank. [64821/25]
316. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether any gaps exist in Irish or EU rules that allow lenders to operate credit line structures without full public disclosure; and to set out the actions he will take to close these gaps. [64822/25]
317. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether he has raised the issue of hidden credit line exposures at EU level; and to detail any cooperation planned with European institutions to address cross border risks. [64823/25]
318. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate whether his Department has assessed the impact of hidden credit line exposures on Irelands compliance with EU fiscal rules; and whether any technical adjustments have been requested. [64824/25]
319. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to clarify whether his Department has engaged with UK authorities following the presentation of the report "Hidden Credit Lines The Largest Fraud Anywhere Ever" at Westminster; and to state whether any shared risks were identified. [64825/25]
320. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether hidden credit line exposures could affect Irelands participation in EU banking union structures including the Single Supervisory Mechanism and the Single Resolution Framework. [64826/25]
321. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether any reviews are underway to strengthen cooperation between the Department of Finance and the Central Bank of Ireland in detecting hidden credit line exposures; and to indicate the expected completion date. [64827/25]
322. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any training or analytical resources being developed within the Department to identify off balance sheet structures including hidden credit lines synthetic facilities and intra group arrangements. [64828/25]
323. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to confirm whether he will publish a yearly transparency report on all contingent liabilities including hidden credit line exposures; and to state the planned scope and publication date. [64829/25]
324. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has examined past lending models to see if hidden credit line structures distorted risk pricing for customers; and to state the findings. [64830/25]