275. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Central Bank of Ireland's supervisory engagement model includes specific tests to identify hidden credit-line structures, including shadow-facilities, inter-affiliate lines or synthetic credit arrangements; and to confirm whether the Minister has requested enhancements to these supervisory tools in light of recent findings. [64777/25]
Topics / Departmental Data
A subject heading for parliamentary questionsDepartmental Data
4,236 questions from 140 TDs, between 22 January 2025 and 22 October 2026.
4,236
questions
4,233 written, 3 oral
140
TDs have asked
11
parties and groups
Independents counted together
20
departments asked
This is one of the catch-all headings the Oireachtas uses for how a department runs rather than what a question is about, so it is left out of the range and focus figures.
Questions per month
The record holds no questions for August, when the Dáil does not sit.
Jan 2025Oct 2026
Show as a table
| Month | Questions |
|---|---|
| January 2025 | 34 |
| February 2025 | 83 |
| March 2025 | 109 |
| April 2025 | 199 |
| May 2025 | 70 |
| June 2025 | 294 |
| July 2025 | 286 |
| August 2025 | 0 |
| September 2025 | 289 |
| October 2025 | 144 |
| November 2025 | 345 |
| December 2025 | 296 |
| January 2026 | 192 |
| February 2026 | 284 |
| March 2026 | 121 |
| April 2026 | 263 |
| May 2026 | 415 |
| June 2026 | 310 |
| July 2026 | 260 |
| August 2026 | 0 |
| September 2026 | 124 |
| October 2026 | 118 |
Who asks, by party
The party each TD belonged to on the day, in alphabetical order. Parties differ a lot in size, and members of the Government answer questions rather than ask them, so this shows who raised it, not how much a party cares about it.
The TDs who asked most
Members of the Government answer questions rather than ask them. Each question counts once.
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651
-
167
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111
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110
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96
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93
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91
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86
Asked of
Debated under the same heading
Debates whose official heading is exactly these words.
The questions
276. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the instructions, guidance or circulars the Department has issued to regulated lenders since 2015 regarding the disclosure of contingent exposures, including off-balance-sheet commitments; and whether lenders have been required to re-examine their reporting of standby credit facilities or similar commitments. [64778/25]
277. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance his assessment of the risk that hidden credit-line exposures may have influenced the sale, transfer or securitisation pricing of Irish mortgage portfolios since 2015; and to confirm whether his Department has examined whether any such exposures contributed to borrower misclassification, particularly among tracker-mortgage accounts. [64779/25]
278. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance how many regulated lenders have reported unresolved credit-line irregularities, incomplete reconciliations or unexplained valuation adjustments to his Department or the Central Bank in the past five years; and to detail how many of those reports remain under investigation. [64780/25]
279. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Department has conducted any analysis of the potential fiscal impact on the State should hidden credit-line exposures materialise during a market-stress event; and to outline the scenarios modelled, the estimated scale of risk, and whether these findings have been shared with the Oireachtas Committee on Finance. [64781/25]
280. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department is aware of any interaction between hidden credit-line structures identified in the recent report and the use of credit-default swaps, total-return swaps or similar derivatives by Irish-regulated institutions; and to detail any supervisory actions taken regarding such instruments. [64782/25]
281. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Department or the Central Bank has identified any instance since 2015 in which a regulated lender used intra-group or inter-affiliate funding arrangements to obscure the true scale of its credit-line exposure; and to outline what corrective measures were taken in response. [64783/25]
282. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether Irish-regulated institutions have provided the Department with full account-level reconciliation of all credit-line facilities assigned, transferred or re-priced during loan-book sales; to state how many such reconciliations remain outstanding; and to indicate when the Department expects all lenders to reach full compliance. [64784/25]
283. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance what actions he has taken to ensure that borrowers whose loans may have been linked to hidden credit-line exposures are notified in a timely and transparent manner; to detail how such borrowers will be contacted; and to confirm whether his Department will publish regional figures for Cork city and county on affected accounts. [64785/25]
284. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the Department's most recent assessment of the fiscal risk to the State arising from hidden or off-balance-sheet credit-line exposures held by regulated institutions; to detail the models used to calculate that risk; and to confirm whether updated risk estimates will be provided to the Oireachtas on a scheduled basis. [64790/25]
285. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Department has carried out any macro-prudential stress tests that incorporate the hidden-credit-line exposures referenced in the recent report; to outline the scenarios examined; and to indicate what level of systemic vulnerability was identified. [64791/25]
286. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the projected impact on the General Government Balance and General Government Debt should hidden credit-line exposures materialise; and to confirm whether contingency planning for such an event has been completed by his Department. [64792/25]
287. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether a fiscal-risk note, or internal briefing, was prepared by his Department following the publication of the report Hidden Credit Lines The Largest Fraud Anywhere Ever; and if so, whether he intends to publish that analysis. [64793/25]
288. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed the potential interaction between hidden credit-line exposures and the liquidity positions of Irish-regulated lenders; and to detail any measures introduced to strengthen liquidity-risk management in response. [64794/25]
289. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Department has examined the treatment of hidden credit-line exposures within the European System of Accounts framework; to indicate whether any Irish exposures have been escalated to Eurostat; and to set out whether revisions to national-accounts classifications are anticipated. [64795/25]
290. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has modelled the potential impact of hidden credit-line exposures on the State's borrowing costs, including sovereign-bond spreads; and to outline what assumptions underpin those models. [64796/25]
291. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any regulated lender has notified the Department of potential revisions to its own internal risk-weightings or capital models as a result of identifying previously hidden or misclassified credit-line exposures; and to state how many notifications have been received. [64797/25]
292. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed the adequacy of the State's fiscal buffers, including the National Reserve Fund, in light of the contingent exposures raised in the report; and to state whether additional provisioning will be considered. [64798/25]
293. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance what engagement he has had with the Fiscal Advisory Council regarding potential implications of hidden credit-line exposures for medium-term fiscal sustainability; and whether the Council has been asked to independently assess these risks. [64799/25]
294. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of loan portfolios containing tracker or variable-rate mortgages have been transferred, sold or securitised by Irish-regulated lenders since 2015; and to confirm whether full account-level audits were required before, during and after each transfer to identify hidden credit-line exposures linked to those loans. [64800/25]
295. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has assessed whether hidden or undisclosed credit-line exposures influenced the pricing of loan-book sales to non-bank entities; and to detail the conclusions reached from any such assessment. [64801/25]
296. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether non-bank entities currently servicing Irish mortgage accounts are required to declare any inherited credit-line exposures or standby facilities connected to the portfolios they acquired; and to indicate the number of such declarations that have been received. [64802/25]
297. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the due-diligence requirements his Department has imposed on regulated lenders when transferring mortgage accounts to special-purpose vehicles, securitisation structures or affiliated entities; and to confirm whether these requirements include identification of hidden credit-line exposures. [64803/25]
298. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the Central Bank of Ireland has identified any case since 2015 in which loan-servicing arrangements obscured or failed to disclose a lender's underlying credit-line exposure; and the corrective or enforcement measures that followed. [64804/25]
299. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of mortgage accounts held by non-bank entities that are currently under review for possible misclassification, including tracker-mortgage customers; and to state whether hidden credit-line exposures form part of that review. [64805/25]