361. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has received any reports, briefing material, or supervisory updates from the Central Bank following Ulster Bank's public communications of June 2025 concerning repayment miscalculations on approximately 90,000 mortgage accounts; and the Department's current understanding, based on that material, of the scale and nature of the issues…
362. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the statutory supervisory and consumer-protection obligations that apply to the Central Bank when a regulated lender publicly confirms widespread repayment calculation errors; and if those obligations require the Bank to consider any additional account changes described by the lender as "not associated with this error". [71172/25]
363. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the issues publicly disclosed by Ulster Bank in June 2025 meet the criteria for mandatory review under the Central Bank's supervisory framework, the Consumer Protection Code 2025, or any related regulatory protocols; and the steps these frameworks require in circumstances where repayment inaccuracies affect a significant number of mortgage holders…
364. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has undertaken any assessment of consumer-protection risks arising from the repayment errors and the additional account changes referenced in Ulster Bank's June 2025 customer letters; and the Department's understanding of the potential implications for borrowers whose loans have since transferred to other institutions. [71174/25]
365. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Central Bank has initiated, or is considering, a system-wide thematic review of mortgage-repayment calculation accuracy across all lenders in light of Ulster Bank's June 2025 disclosures; and the Department's understanding of the purpose and scope of such a review where applicable. [71175/25]
366. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the governance and reporting arrangements that apply between the Central Bank and his Department in circumstances where a regulated lender publicly confirms widespread customer-impacting errors; and the manner in which the Department satisfies itself that statutory consumer-protection obligations are being met in such cases. [71176/25]
380. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment to provide Ireland’s full indicator-level scores under the Blavatnik Index of Public Administration for 2024, disaggregated by each theme and sub-domain, given that this information was not included in his previous reply; to confirm whether the National Competitiveness and Productivity Council has furnished these data to his Department;…
381. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment the actions taken under the Consumer Protection Act 2007 to address misleading commercial practices relating to the description, presentation or marketing of meat products supplied to food service businesses and retail outlets; the coordination mechanisms in place between his Department, the Competition and Consumer Protection Commissio…
382. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment if an independent external evaluation framework has been established to assess the value-for-money and productivity impact of the Built to Innovate programme, including the €6.8 million in approved grants; if not, when such an evaluation will be commissioned; and the indicators that will be used to measure demonstrable productivity gain…
383. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment the work undertaken with the Central Statistics Office and the Department of Housing, Local Government and Heritage since 2022 to enable the publication of residential-specific productivity statistics, including GVA, hours worked and modern methods of construction output; if his Department has sought a Eurostat derogation to permit disa…
386. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment if his Department holds any analysis of the impact of complex interest rate hedging products on the viability of Irish SMEs during the financial crisis; and if any examination has been undertaken of contingent liabilities embedded in swap-linked lending by banks operating in the State. [71168/25]
387. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment the policy instruments available to support SMEs that may have been affected by non-transparent or complex hedging structures in the 2007 to 2012 period; and his intentions to initiate a review of SME credit fairness and contract transparency in light of recent international allegations. [71169/25]
388. Deputy Ken O'Flynn asked the Minister for Enterprise, Tourism and Employment if any elements of the Credit Guarantee Scheme, SME Lending Code, or statutory protections for small businesses have been evaluated to determine if they would have captured or prevented the use of hidden contingent credit exposures within SME loan products. [71170/25]
439. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the number and type of sanctions imposed by the Property Services Regulatory Authority on licensed property services providers following anti-money-laundering compliance audits in each of the past five years; the number of cautions, formal directions, financial penalties, licence suspensions, licence revocations and referrals to An …
440. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage to outline the escalation procedures the Property Services Regulatory Authority is required to follow where an audit identifies that a property sale completed without the customer due diligence or identity verification required under the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010; whether the Department has…
441. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the risk model used by the Property Services Regulatory Authority to select property services providers for anti-money-laundering audits; the proportion of high-risk licensees subject to more frequent inspections than the standard five-year cycle; and whether the current model aligns with the property sector risk profile in the Nati…
442. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the staffing levels and specialist expertise available within the Property Services Regulatory Authority for anti-money-laundering supervision; the number of inspectors assigned to AML audit work in each year since 2021; the specialist AML training completed by those inspectors; and whether additional staffing or expert support will…
443. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage how he reconciles the identification of only three non-compliant businesses out of 1,761 anti-money-laundering audits in the period 2021 to 2025 with the risk profile for the property sector set out in the National Risk Assessment for Money Laundering and Terrorist Financing; whether his Department has reviewed the PSRA’s audit meth…
444. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the additional supervisory powers and sanctioning tools he expects the Property Services Regulatory Authority to gain following implementation of the 6th Anti-Money Laundering Directive; the legislative timeline; and how these reforms will alter the Authority’s approach to repeated or serious non-compliance by property services prov…
446. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage whether his Department holds disaggregated information on residential property purchases by non resident and non EEA buyers, including number and value of transactions by local authority area, price band and property type since 2020; whether he will arrange for publication of this information on a regular basis in line with existing…
447. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage whether he intends to bring forward proposals for a public register of beneficial ownership for residential and commercial property in the State, including properties held through overseas companies or trusts; the status of any scoping work underway with relevant Departments and agencies on such a register; the expected timeline for…
478. Deputy Ken O'Flynn asked the Minister for Justice, Home Affairs and Migration the due diligence processes his Department applies before approving an accommodation provider for IPAS contracts, including checks on ownership, financial standing, governance, and compliance history; if these procedures were followed in the case of Secure Accommodation; and the steps he is taking to strengthen approval standards for a…
479. Deputy Ken O'Flynn asked the Minister for Justice, Home Affairs and Migration the total payments issued by his Department to Secure Accommodation since its engagement; the financial controls in place to track contract performance and verify the delivery of services; and the measures now being implemented to protect public funds where a provider enters liquidation. [71124/25]
480. Deputy Ken O'Flynn asked the Minister for Justice, Home Affairs and Migration the contingency arrangements triggered when an IPAS accommodation provider ceases trading; the steps taken to maintain continuity of accommodation for residents previously housed through Secure Accommodation; and the governance standards applied to ensure uninterrupted service in similar situations. [71125/25]
481. Deputy Ken O'Flynn asked the Minister for Justice, Home Affairs and Migration if his Department will review the procurement and monitoring framework used for IPAS accommodation contracts in light of the liquidation of Secure Accommodation; the compliance obligations currently required of all providers; and any planned updates to contract-award or contract-monitoring rules. [71126/25]