Mortgage Interest Rates

273. Deputy Barry Heneghan asked the Tánaiste and Minister for Finance whether he has had engagement with the Central Bank on how the recently introduced changes to the mortgage measures relating to bridging finance are being implemented by lenders; whether guidance has been issued, or is planned, on the availability of bridging finance for homeowners who have secured planning permission to build …

417. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance to provide a breakdown of the number of mortgage holders paying an interest rate over 6%; the number paying an interest rate over 7%; the number paying an interest rate over 8% divided into traditional bank lenders and non-bank lenders, in tabular form; and if he will make a statement on the matter. [18941/26]

229. Deputy Paul Lawless asked the Tánaiste and Minister for Finance the further measures he intends to introduce in 2026 to support households facing significant increases in mortgage repayments due to interest rate hikes; if he will consider expanding or extending the existing mortgage interest relief scheme; and if he will make a statement on the matter. [10069/26]

171. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance the action he is taking to address the banking sector using high mortgage interest rates in order to maintain high profits; and if he will make a statement on the matter. [73718/25]

172. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance the steps being taken to address the situation where banks are maintaining high mortgage interest rates in order to maintain high profits; and if he will make a statement on the matter. [73721/25]

220. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance the action he is taking to reduce extremely high interest rates being charged to some mortgage holders whose mortgages were sold to non-bank lenders after the crash; and if he will make a statement on the matter. [73181/25]

228. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance his plans to reduce extremely high interest rates being charged to some mortgage holders whose mortgages were sold to non-bank lenders after the crash; and if he will make a statement on the matter. [69734/25]

34. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance the steps being taken to address the situation where banks are maintaining high mortgage interest rates in order to maintain high profits; and if he will make a statement on the matter. [64577/25]

61. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance the action he is taking to reduce extremely high interest rates being charged to some mortgage holders whose mortgages were sold to non-bank lenders after the crash; and if he will make a statement on the matter. [64340/25]

635. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the estimated mortgage burden for first-time buyers under current interest rate conditions; the measures being taken to ease this burden; and whether the new strategy includes any support for households facing rising mortgage costs. [63901/25]

462. Deputy Séamus McGrath asked the Minister for Finance when the ECB drops the tracker rate, for non-bank entities, when are these financial institutions required to drop the tracker rate to the customer. [58181/25]

316. Deputy Ken O'Flynn asked the Minister for Finance the projected cost to the Exchequer in 2026 of mortgage interest relief and his Department's assessment of its impact on first-time buyers in Cork and Munster. [51169/25]

523. Deputy Barry Ward asked the Minister for Finance if his attention has been drawn to cases whereby so called vulture funds are charging interest rates on mortgages, significantly above market rates; his views on the impact this is having on persons in this situation; the actions he will take to address these concerns; and if he will make a statement on the matter. [45770/25]

93. Deputy Pearse Doherty asked the Minister for Finance if his attention has been drawn to reports that there are mortgage prisoners with vulture funds that have seen no reduction in their interest rates despite eight consecutive interest rate reductions by the ECB; and if he will make a statement on the matter. [39746/25]

264. Deputy Cian O'Callaghan asked the Minister for Finance the breakdown of the number of mortgage holders paying an interest rate over 6%; the number paying an interest rate over 7%; the number paying an interest rate over 8% divided into traditional bank lenders and non-bank lenders, in tabular form; and if he will make a statement on the matter. [31937/25]

265. Deputy Cian O'Callaghan asked the Minister for Finance if he will request the major banks to bring down interest rates in line with European Central Bank rate cuts without delay; and if he will make a statement on the matter. [31938/25]

266. Deputy Cian O'Callaghan asked the Minister for Finance if he will take steps to allow banks to accept transfers of performing mortgages that were previously considered non-performing loans; and if he will make a statement on the matter. [31939/25]

267. Deputy Cian O'Callaghan asked the Minister for Finance if he will set a maximum interest rate for credit servicing funds that corresponds with the European Central Bank interest rate. [31940/25]

120. Deputy Ken O'Flynn asked the Minister for Finance if he is aware that insolvency cases have reportedly increased by approximately 20% this year; if he will address the fact that investment funds such as (details supplied) continue to charge mortgage interest rates of over 7%, significantly higher than the pillar banks, despite recent ECB rate reductions; if he will outline the measures being …

572. Deputy Eoin Hayes asked the Minister for Finance the steps he is taking to bring down the costs of mortgage interest rates for homeowners and first-time buyers in the Irish market; and if he will make a statement on the matter. [19086/25]

3. Deputy Pearse Doherty asked the Minister for Finance the steps he is taking to protect mortgage prisoners from extortionately high mortgage interest rates; and if he will make a statement on the matter. [16503/25]

188. Deputy Rory Hearne asked the Minister for Finance further to Parliamentary Question No. 258 of 5 February 2025, the measures he refers to that were introduced in 2023 to support borrowers who wish, and are in a position, to switch their mortgage; to provide any data his Department might have on how those measures are functioning; to outline any specifics in those measures that relate primaril…

419. Deputy Tom Brabazon asked the Minister for Finance the engagement his Department has had with mortgage lenders regarding Irish mortgage rates, in light of the ECB cutting rates over the past nine months. [11813/25]

420. Deputy Pat Buckley asked the Minister for Finance the reason ECB interest rate cuts are not being passed onto variable mortgage holders; and if he will make a statement on the matter. [11926/25]

422. Deputy Barry Heneghan asked the Minister for Finance the reason mortgage lenders and the banks have maintained mortgage rates in the face of an interest rate environment where the ECB has cut rates six times in the past nine months; when the banks will cut their rates; and if he will make a statement on the matter. [11990/25]