Financial Services

159. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance the action he is taking to protect the rights of mortgage holders whose mortgages were sold to non-bank lenders after the crash; and if he will make a statement on the matter. [10058/26]

179. Deputy Aindrias Moynihan asked the Tánaiste and Minister for Finance the up-to-date position on the establishment of a national Fintech hub, to foster and support Fintech initiatives; and if he will make a statement on the matter. [10062/26]

202. Deputy Tony McCormack asked the Tánaiste and Minister for Finance for an update on the Ireland for Finance strategy; when the next version of the strategy will be launched; and if he will make a statement on the matter. [9547/26]

188. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department monitors trends in the proportion of complaints to the Financial Services and Pensions Ombudsman which are deemed inadmissible or closed prior to full investigation; and whether any assessment has been made of the impact of such trends on effective consumer access to redress. [9068/26]

189. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether, following the 2023 Periodic Critical Review of the Financial Services and Pensions Ombudsman, his Department has considered further evaluation of admissibility thresholds or screening criteria applied to complaints; and if not, to state the basis on which he is satisfied that current arrangements strike an appropriate bal…

190. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the National Risk Assessment currently being finalised includes specific consideration of reputational risk arising from enforcement intensity, settlement practices, or beneficial ownership verification; and when he expects the assessment to be published. [9072/26]

191. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any concerns regarding Ireland's practical application of anti-money laundering or know-your-customer controls have been raised with his Department by EU institutions or international standard-setting bodies since 2021; and if so, to outline the general nature of those concerns. [9073/26]

377. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance further to his stated intention to introduce additional regulation of high-cost credit and consumer lending, the specific categories of lending he proposes to regulate, including online retail credit, premium finance arrangements, and other non-bank consumer credit providers; and the policy objectives such regulation is intended t…

378. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department or the Central Bank has assessed the scale and growth of high-cost and unregulated consumer lending in the State over the past five years; the number of providers operating in this space; and the estimated number of consumers currently accessing such credit. [7624/26]

379. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he accepts that a significant proportion of consumers who access high-cost or unregulated credit do so due to exclusion from mainstream banking; whether any socio-economic analysis has been undertaken on the profile of such borrowers; and how proposed regulatory measures will prevent vulnerable consumers being exposed to e…

380. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether the regulatory proposals he has signalled will include statutory caps on total credit cost or effective annual percentage rates for both regulated and currently unregulated consumer lending; and if not, the justification for permitting high interest rates in circumstances where borrowers have limited or no alternative acce…

381. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the timeline by which he expects draft legislative or regulatory proposals on high-cost credit to be brought forward; whether public consultation or impact assessment will form part of this process; and how consumer protection outcomes will be measured once any new regulatory framework is introduced. [7627/26]

217. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether reliance on third parties, including accountants, solicitors, or other professional intermediaries, to satisfy anti-money laundering and know your customer requirements is permitted under Irish law; the conditions under which such reliance is allowed; and the safeguards in place to ensure compliance with beneficial ownersh…

220. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has assessed the reputational or regulatory risk to the State arising from any practices that could be perceived internationally as weakening anti-money laundering or know your customer controls; and whether any such concerns have been raised by EU or international bodies. [7152/26]

403. Deputy Roderic O'Gorman asked the Tánaiste and Minister for Finance the reason a State-owned facility is being permitted to ignore the National Payments Strategy (details supplied) by not accepting cash payments; the way this strategy is generally monitored by his Department; and if he will make a statement on the matter. [4093/26]

406. Deputy Mark Wall asked the Tánaiste and Minister for Finance if a loan organisation was correct in its actions in respect of a person in County Kildare (details supplied); and if he will make a statement on the matter. [4325/26]

408. Deputy Cormac Devlin asked the Tánaiste and Minister for Finance to outline the regulatory, consumer protection and financial oversight safeguards currently in place for companies offering “lifetime loans” and “equity release” products to older persons; and if he will make a statement on the matter. [4379/26]

409. Deputy Cormac Devlin asked the Tánaiste and Minister for Finance the number of licences issued to companies offering equity release and lifetime loan products in the Irish market over the past 15 years; the total number and value of drawdowns approved during that period; and if he will make a statement on the matter. [4380/26]

314. Deputy Peadar Tóibín asked the Tánaiste and Minister for Finance the mechanisms in place or that are being considered to ensure that any mortgage agreement between a customer and a financial institution cannot be sold on without all parties’ consent. [2990/26]

347. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has examined policy options used in other jurisdictions, including Canada and New Zealand, regarding restrictions or higher stamp duty on purchases of existing residential property by non resident and non EEA buyers; whether any assessment has been made of the expected impact of such measures on prices, supp…

367. Deputy Sorca Clarke asked the Tánaiste and Minister for Finance the number of WTE vacancies, by job title currently at the Financial Services and Pension Ombudsman; the length of time each vacancy has been for; the expected timeframe for filling each of those vacancies, in tabular form. [71276/25]

58. Deputy Conor D. McGuinness asked the Tánaiste and Minister for Finance his Department’s strategy to tackle unregulated loan-sharks and regulated high cost credit providers operating within the State. [57717/25]

63. Deputy Barry Ward asked the Tánaiste and Minister for Finance the progress of ensuring access to cash; and if he will make a statement on the matter. [62397/25]

108. Deputy Johnny Guirke asked the Tánaiste and Minister for Finance the extent of the involvement of Home Building Finance Ireland (HBFI) in the financing of the Ringfort development in Rathmolyon, County Meath; if his Department will use its oversight of the HBFI to ensure a resolution for the affected home buyers; and if he will make a statement on the matter. [68187/25]

266. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance further to Parliamentary Question No. 116 of 19 November 2025, how long discretionary commission arrangements were a feature of the motor hire purchase finance market prior to the practice being stopped in July 2024; and if he will make a statement on the matter. [66887/25]