Central Bank of Ireland

231. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance to provide an update in relation to the Central Banks engagement with other national competent authorities in Europe to monitor whether exposure to Irish property assets has increased in these jurisdictions making particular reference to the outcome of engagement with the national competent authority in Luxembourg; and if he wi…

233. Deputy Aidan Farrelly asked the Tánaiste and Minister for Finance the tonnage and value of gold held by the Central Bank of Ireland; to provide a schedule of disposal and acquisition of gold over the past 20 years to date in 2026. [7322/26]

234. Deputy Aidan Farrelly asked the Tánaiste and Minister for Finance if he will provide a complete schedule of the investment asset holdings and value held by the Central Bank of Ireland as of 26 January 2026. [7323/26]

181. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance the process for determining the best use of the €4 billion received from the IMF in the form of special drawing rights (SDRs) in 2021; the rationale for storing it as with the Central Bank as ‘external reserve assets’; the other options that were available to the Irish State in relation to the €4 billion received; and if he wil…

349. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the steps taken by his Department to assess whether regulated credit institutions have, at any time since 2007, applied undisclosed credit exposures or internal credit lines to SME borrowers that were not disclosed in loan documentation; the role of the Central Bank in monitoring such practices; and the protections in place to ens…

350. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if he will outline whether the Central Bank has conducted any supervisory reviews since 2007 into the use of embedded derivative risks, undisclosed credit lines, or internal exposure modelling in connection with fixed-rate loans or interest-rate risk management products sold to SMEs;; and if he will make a statement on the matter.…

351. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has assessed whether historical supervisory actions by the Central Bank adequately evaluated the treatment of SME borrowers whose loan-to-value positions or credit classifications may have been influenced by undisclosed internal bank calculations or exposures; and his views on whether further examination is warra…

352. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the safeguards currently in place to prevent regulated lenders from enforcing security or restructuring SME loans where material elements of the borrower’s assessed credit exposure were not transparently disclosed; and whether the Central Bank has issued guidance on the requirement for full borrower visibility of all credit exposu…

353. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if he will instruct the Central Bank to establish a defined review mechanism for SME borrowers who believe their historical loan performance, credit grading, or restructuring outcomes were negatively affected by undisclosed credit exposures or derivative-related liabilities; and if he will make a statement on the matter. [71044/25…

356. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Central Bank of Ireland received any disclosures during the period 2007 to 2012 from Ulster Bank or other lenders concerning additional credit exposures arising from interest rate swaps or fixed-rate loan products sold to SMEs; the supervisory framework in place at that time governing the reporting of contingent credit liab…

357. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the extent to which the Central Bank has reviewed the presence of undeclared credit exposures or contingent liabilities embedded in SME lending products during or after the financial crisis; and if any sectoral analysis has been conducted since 2015 to reassess the transparency of derivative-linked lending to SMEs. [71164/25]

358. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has been briefed by the Central Bank regarding allegations that hidden credit lines were attached to SME hedging products in these islands during the period 2007 to 2012; and the actions he has initiated to determine whether similar practices affected SMEs within the State. [71165/25]

359. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if he will report on any engagement between his Department and UK authorities concerning cross-border regulatory matters arising from interest rate swap mis-selling and related credit-exposure mechanisms; and the processes in place for assessing risks to Irish consumers and SMEs arising from such cross-jurisdictional practices. [7…

360. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has considered commissioning an independent review of SME hedging products sold in Ireland during the period 2007 to 2012 to determine whether undeclared contingent liabilities or non-transparent credit exposures may have affected SMEs operating within the State. [71167/25]

361. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has received any reports, briefing material, or supervisory updates from the Central Bank following Ulster Bank's public communications of June 2025 concerning repayment miscalculations on approximately 90,000 mortgage accounts; and the Department's current understanding, based on that material, of the scale and …

362. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the statutory supervisory and consumer-protection obligations that apply to the Central Bank when a regulated lender publicly confirms widespread repayment calculation errors; and if those obligations require the Bank to consider any additional account changes described by the lender as "not associated with this error". [71172/25]

363. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the issues publicly disclosed by Ulster Bank in June 2025 meet the criteria for mandatory review under the Central Bank's supervisory framework, the Consumer Protection Code 2025, or any related regulatory protocols; and the steps these frameworks require in circumstances where repayment inaccuracies affect a significant number…

364. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has undertaken any assessment of consumer-protection risks arising from the repayment errors and the additional account changes referenced in Ulster Bank's June 2025 customer letters; and the Department's understanding of the potential implications for borrowers whose loans have since transferred to other institu…

365. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Central Bank has initiated, or is considering, a system-wide thematic review of mortgage-repayment calculation accuracy across all lenders in light of Ulster Bank's June 2025 disclosures; and the Department's understanding of the purpose and scope of such a review where applicable. [71175/25]

366. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the governance and reporting arrangements that apply between the Central Bank and his Department in circumstances where a regulated lender publicly confirms widespread customer-impacting errors; and the manner in which the Department satisfies itself that statutory consumer-protection obligations are being met in such cases. [7117…

16. Deputy Ruairí Ó Murchú asked the Tánaiste and Minister for Finance the engagement there has been with the Central Bank regarding the way in which customers affected by the tracker mortgage scandal can be better assisted by the State; if legislation to outlaw confidentiality agreements between banks and those who win their appeals is being considered; and if he will make a statement on the matt…

234. Deputy Malcolm Byrne asked the Tánaiste and Minister for Finance his views on whether ensuring competition in the Irish financial services market should form part of the remit of the Central Bank; and if he will make a statement on the matter. [68586/25]

285. Deputy James Geoghegan asked the Minister for Finance if he plans to engage with the Central Bank on the subject of bridging finance for older people seeking to right size; the engagements he has had with the Central Bank and commercial lenders to date; and if he will make a statement on the matter. [56562/25]

308. Deputy Pearse Doherty asked the Minister for Finance further to Parliamentary Question No. 348 of 14 October 2025, if any loan sharks rather than fraud cases have been reported to the Central Bank of Ireland since the enactment of the Consumer Credit (Amendment) Act 2022, in June 2022; and if he will make a statement on the matter. [57148/25]

219. Deputy Malcolm Byrne asked the Minister for Finance if he plans to add ensuring competition to the mandate of the Central Bank; and if he will make a statement on the matter. [50157/25]