Banking Sector

205. Deputy Mairéad Farrell asked the Tánaiste and Minister for Finance if his attention has been drawn to payment app fraud using digital banks; and if he will make a statement on the matter. [73185/25]

354. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance if he will oppose any private equity-backed purchase of PTSB; and if he will make a statement on the matter. [71311/25]

359. Deputy Conor D. McGuinness asked the Tánaiste and Minister for Finance the maximum amount of time that bank statements are typically retained by commercial banks; to confirm the way in which commercial banks deal with bank statements after that period of time has elapsed; and if he will make a statement on the matter. [71411/25]

377. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance if the revocation of Eligible Liabilities Guarantee scheme (ELG) and the Credit Institutions (Financial Support) Act in 2008 will have any effect on his powers in relation to banks, or any impact on the obligation or restriction on banks; and if he will detail any change of regulation stemming from these revocations; and if he …

354. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance what mechanisms are currently in place within his Department to monitor emerging banking-conduct risks that were not present or recognised during the 2004-2008 period, including risks arising from complex credit products, derivative exposures, and non-bank financial intermediaries; and how these mechanisms differ from those that w…

355. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has issued any guidance, circulars, or internal directives setting out lessons learned from supervisory shortcomings identified in the reports of Honohan, Nyberg, or the Banking Inquiry; and if so, to publish such guidance and explain how it informs current oversight of the Central Bank. [71159/25]

290. Deputy Ruairí Ó Murchú asked the Tánaiste and Minister for Finance the engagement he has had with the Central Bank regarding how customers affected by the tracker mortgage scandal can be assisted by the State; whether legislation to outlaw confidentiality agreements between banks and those who win their appeals is being considered; and if he will make a statement on the matter. [69293/25]

159. Deputy Malcolm Byrne asked the Tánaiste and Minister for Finance the measures being undertaken by his Department to ensure greater competition in the Irish banking and financial services sector; and if he will make a statement on the matter. [67298/25]

360. Deputy Carol Nolan asked the Minister for Finance to clarify if Irish banks were entitled to take credit ratings from farmers and other businesses who experienced financial challenges during the Covid-19 pandemic, particularly as the financial challenges experienced during this specific period were entirely out of their control; and if he will make a statement on the matter. [63421/25]

206. Deputy Ken O'Flynn asked the Minister for Finance if he has reviewed the recent remarks by the former Central Bank Governor (details supplied); and if he will make a statement on the matter. [60860/25]

92. Deputy Brendan Smith asked the Minister for Finance in view of the proposed sale of Permanent TSB, if he will ensure that employment is protected in this bank and also the retention of the branch network, which is much needed and provides essential financial services in areas such as Cavan and Monaghan, where a range of banking services were lost over the years; and if he will make a statement…

445. Deputy Ken O'Flynn asked the Minister for Finance if the Central Bank of Ireland has engaged with the Financial Conduct Authority in the United Kingdom regarding a banking group's (details supplied) potential exposure of approximately €400 million arising from the UK motor-finance redress scheme; if his Department has been briefed on the projected impact on the Group's capital adequacy and pr…

446. Deputy Ken O'Flynn asked the Minister for Finance if his Department has assessed the implications for the Exchequer of a banking group's (details supplied) reported provision of up to €400 million in respect of the UK motor-finance redress scheme, particularly regarding potential effects on corporation-tax receipts and any dividend payments to the State as a shareholder; and if he will make a…

447. Deputy Ken O'Flynn asked the Minister for Finance the mechanisms in place for cooperation between the Central Bank of Ireland and the UK Financial Conduct Authority in circumstances where Irish-regulated banks are subject to enforcement or redress proceedings in the United Kingdom; and if he is satisfied that sufficient information-sharing exists to safeguard Irish financial-system stability.…

448. Deputy Ken O'Flynn asked the Minister for Finance if the Central Bank of Ireland has undertaken a review of commission-linked car-finance arrangements in the domestic Irish market similar to those under investigation by the UK Financial Conduct Authority; if so, the findings which have emerged; and if he will make a statement on the matter. [57923/25]

449. Deputy Ken O'Flynn asked the Minister for Finance if he will request, under Section 33AK of the Central Bank Act 1942, a report from the Central Bank of Ireland on Irish banks' exposure to overseas redress or compensation schemes; and if he will consider publishing a summary of the report to promote transparency and maintain market confidence. [57924/25]

450. Deputy Ken O'Flynn asked the Minister for Finance if his Department is monitoring the fiscal impact of major banking-sector provisions, including banking groups (details supplied) estimated €400 million exposure to the UK motor-finance redress scheme, on overall budgetary forecasts and the medium-term fiscal framework; and if he will make a statement on the matter. [57925/25]

496. Deputy Pearse Doherty asked the Minister for Finance the number of firms engaged in Discretionary Commission Arrangements in the provision of motor finance through hire-purchase agreements prior to the Central Bank's intervention in 2024; the estimated number of customers effected; and if he will make a statement on the matter. [58949/25]

33. Deputy Séamus McGrath asked the Minister for Finance the number of mortgage loans sold by banks to non-bank entities vulture funds in 2022, 2023 and 2024; and if he plans to introduce further protections for mortgage holders to reduce the number of loans being sold off by the main banks. [57557/25]

326. Deputy Eoghan Kenny asked the Minister for Finance the reasons a research stipend of a PhD student cannot be included as income in an application for a mortgage; and if he will make a statement on the matter. [51450/25]

27. Deputy Pádraig Rice asked the Minister for Finance following the lifting of the €500,000 executive pay cap at Bank of Ireland, AIB, and PTSB, the current level of remuneration for CEOs at each institution; the planned level of remuneration for 2026; and if he will make a statement on the matter. [50617/25]

217. Deputy Ken O'Flynn asked the Minister for Finance whether the banking and financial regulatory framework in Ireland is sufficient to detect and mitigate schemes involving large-scale ATM withdrawals conducted over short periods, especially where funds have been lodged abroad and withdrawn in Ireland; and whether any regulatory enhancements are planned. [50120/25]

218. Deputy Ken O'Flynn asked the Minister for Finance whether there are known vulnerabilities in cross-border bank lodgements and withdrawals across EU Member States which are being exploited in the movement of illicit funds; the specific steps his Department is taking to strengthen cross-border cooperation; and whether current EU legal instruments are adequate for preventing such abuse. [50122/2…

512. Deputy Cian O'Callaghan asked the Minister for Finance if he will consider introducing legislation (details supplied) that will ensure mortgage holders are making repayments that accurately reflect their loan to value ratio; and if he will make a statement on the matter. [45143/25]

561. Deputy Ken O'Flynn asked the Minister for Finance to provide an updated assessment of Irish household debt-service ratios after the August cut and current gilt-yield dynamics of a bank (details supplied); his view on spillovers to Irish banks’ funding costs and mortgage rates ahead of Budget 2026. [46612/25]