least now we know the Government is not going to do it and the charade of the previous programme for Government is dispensed with. As the Minister stated, there are 11 sections and 83 recommendations. I will focus on some of the key ones in the time available … bring the all-in cost of development down to achieve greater affordability. It is interesting to note that the commission recommends phasing out the help-to-buy scheme, something the Government is not willing to do, and wants it to be replaced by an equity scheme. The problem
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