310. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Department has reviewed whether hidden credit line exposures resulted in unjust financial gain to lenders at the expense of tracker customers; and to outline whether any mechanism exists for recovery of such gains. [64816/25]
Parliamentary questions
Questions
TDs ask ministers questions to get answers on the record, most of them in writing. Here is every one asked in the 34th Dáil, by the department it went to and the subject heading it was filed under. How questions work
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Showing questions asked by Ken O'Flynn under the heading Departmental Data.
651 questions match, newest first.
311. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he intends to mandate lenders to provide borrowers with a full account level audit trail including all credit line commitments or transfers relating to their mortgage accounts; and to indicate what form this disclosure would take. [64817/25]
312. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the specific protections are being developed to ensure that tracker mortgage customers whose loans are serviced by non bank entities are not disadvantaged by hidden credit line exposures or undisclosed intermediary arrangements. [64818/25]
313. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether regional data will be published showing the number of unresolved tracker mortgage cases in Cork city and county including cases connected to hidden credit line exposures; and to state when this data will be released. [64819/25]
314. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department plans new legal disclosure rules for all lenders covering hidden credit line exposures off balance sheet commitments and standby facilities; and to state the expected timeline for these rules. [64820/25]
315. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department is preparing changes to financial reporting standards so that all contingent exposures including hidden credit lines are included in lender disclosures; and to indicate the consultation that has taken place with the Central Bank. [64821/25]
316. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether any gaps exist in Irish or EU rules that allow lenders to operate credit line structures without full public disclosure; and to set out the actions he will take to close these gaps. [64822/25]
317. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether he has raised the issue of hidden credit line exposures at EU level; and to detail any cooperation planned with European institutions to address cross border risks. [64823/25]
318. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate whether his Department has assessed the impact of hidden credit line exposures on Irelands compliance with EU fiscal rules; and whether any technical adjustments have been requested. [64824/25]
319. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to clarify whether his Department has engaged with UK authorities following the presentation of the report "Hidden Credit Lines The Largest Fraud Anywhere Ever" at Westminster; and to state whether any shared risks were identified. [64825/25]
320. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether hidden credit line exposures could affect Irelands participation in EU banking union structures including the Single Supervisory Mechanism and the Single Resolution Framework. [64826/25]
321. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether any reviews are underway to strengthen cooperation between the Department of Finance and the Central Bank of Ireland in detecting hidden credit line exposures; and to indicate the expected completion date. [64827/25]
322. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any training or analytical resources being developed within the Department to identify off balance sheet structures including hidden credit lines synthetic facilities and intra group arrangements. [64828/25]
323. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to confirm whether he will publish a yearly transparency report on all contingent liabilities including hidden credit line exposures; and to state the planned scope and publication date. [64829/25]
324. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has examined past lending models to see if hidden credit line structures distorted risk pricing for customers; and to state the findings. [64830/25]
325. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any lender has reported data gaps that prevented full identification of hidden credit line exposures; and to state how many such reports have been received since 2015. [64831/25]
326. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has reviewed the role of credit rating agencies in assessing lenders that may have operated hidden credit line structures; and to state if inaccurate ratings created extra risk for the State. [64832/25]
327. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state if hidden credit line exposures were considered during the latest financial sector assessment review; and to outline any recommendations linked to Ireland. [64833/25]
328. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate if his Department has examined whether hidden credit line exposures influenced capital requirements for lenders; and to say if any adjustments are now needed. [64834/25]
329. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any governance failures identified in lenders relating to hidden credit line exposures including board oversight issues; and to state the follow up that has occurred. [64835/25]
330. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any lender has reported off balance sheet adjustments linked to hidden credit lines during annual or quarterly reporting cycles since 2018; and to confirm how many remain under review. [64836/25]
331. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has reviewed whether hidden credit line exposures affected the valuation of bank shares or State held bank assets; and to say if any revaluations were required. [64837/25]
332. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether hidden credit line exposures formed part of the risk analysis before the State exited shareholdings in bank; and to state if a post exit review has taken place. [64838/25]
333. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any internal Department warning notes were issued about hidden credit line exposures before the recent report; and to indicate if these notes will be shared with the Oireachtas. [64839/25]
334. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures affected the treatment of distressed mortgage accounts; and to say if any cases remain unresolved. [64840/25]