Questions

232. Deputy Michael Murphy asked the Tánaiste and Minister for Finance whether he has considered reviewing the €115,000 earnings cap which applies to pension tax relief on contributions; whether any assessment has been carried out regarding the impact of the cap remaining unchanged since 2011 in light of inflation and wage growth; and whether he will consider introducing an indexation mechanism to ensure the cap rema…

431. Deputy Michael Murphy asked the Minister for Social Protection to provide a detailed breakdown of the full establishment costs of the auto-enrolment retirement savings system, including but not limited to legislative development, ICT systems, procurement, branding, public communications, and staffing costs; the projected total Exchequer cost over the first five and ten years of operation.; and if he will make a …

432. Deputy Michael Murphy asked the Minister for Social Protection whether any assessment has been carried out of the all-in economic cost of an individual auto-enrolment account, including indirect and non-member-borne costs funded by the Exchequer; if so, to publish same.; and if he will make a statement on the matter. [5404/26]

433. Deputy Michael Murphy asked the Minister for Social Protection the analysis which underpins public comparisons between the headline annual management charge of the auto-enrolment scheme and the charges applicable to individual private pension products; and whether such comparisons include regulatory, governance, and administrative costs borne by the State. [5405/26]

434. Deputy Michael Murphy asked the Minister for Social Protection whether he is satisfied that public commentary comparing auto-enrolment charges with private PRSAs reflects a like-for-like comparison of total costs; and if not, the steps which are being taken to ensure accuracy and transparency in public communications. [5406/26]

435. Deputy Michael Murphy asked the Minister for Social Protection the projected annual operating costs of the National Automatic Enrolment Retirement Savings Authority, including staffing, governance, compliance, and outsourced services; and to confirm the way in which these costs will be funded. [5407/26]

436. Deputy Michael Murphy asked the Minister for Social Protection the oversight mechanisms which are in place to ensure that National Automatic Enrolment Retirement Savings Authority delivers value for money over time; and whether periodic independent cost and performance reviews are planned. [5408/26]

437. Deputy Michael Murphy asked the Minister for Social Protection to provide details of all major contracts awarded in respect of the auto-enrolment scheme to date, including service providers, contract duration, estimated lifetime cost, and performance oversight arrangements. [5409/26]

438. Deputy Michael Murphy asked the Minister for Social Protection whether lifecycle cost modelling was undertaken prior to entering into long-term outsourcing contracts associated with Auto-Enrolment; and if so, whether that modelling will be made available to the Oireachtas. [5410/26]

439. Deputy Michael Murphy asked the Minister for Social Protection the assessment which has been made of the long-term financial exposure of the Exchequer arising from the auto-enrolment scheme, including risks related to cost overruns, lower-than-expected participation, or higher-than-expected administrative costs. [5411/26]

440. Deputy Michael Murphy asked the Minister for Social Protection whether his Department has identified circumstances in which the auto-enrolment scheme could require additional Exchequer subvention beyond current projections; and the safeguards in place to prevent this. [5412/26]