Questions

314. Deputy Ivana Bacik asked the Tánaiste and Minister for Finance if he is aware of reports that different properties on the same street or development are receiving different treatment by the same insurers in terms of flood insurance cover; his plans to ensure that flood insurance is extended to buildings with limited or no flood insurance cover, excluding NDP flood relief schemes; the progress made to implement a…

325. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance if he is satisfied that the current legislative and regulatory framework governing mortgage protection insurance adequately protects creditworthy firsttime buyers who are unable to obtain cover due to medical underwriting; the number of cases in which borrowers have been unable to secure mortgage protection despite mortgage approval; and if his …

701. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if he will consider introducing measures requiring mortgage lenders to establish a system whereby the continued existence of buildings insurance on a mortgaged property can be verified directly with the relevant insurance provider, rather than requiring individual mortgage holders to provide annual confirmation of insurance to their lender; if he wil…

785. Deputy Charles Ward asked the Tánaiste and Minister for Finance the steps being taken to address circumstances where homeowners or prospective homeowners are unable to obtain buildings insurance because a property is located within a designated flood-risk area, with particular reference to the impact this is having on access to mortgage finance; if he will examine the interaction between insurance availability …

786. Deputy Charles Ward asked the Tánaiste and Minister for Finance if he has engaged with the Central Bank and mortgage lenders regarding the circumstances in which a mortgage application is refused or cannot proceed because the applicant cannot obtain flood insurance for the property being purchased; if mortgage lenders have a uniform policy in relation to properties located within flood-risk zones; if lenders…

789. Deputy Aisling Dempsey asked the Tánaiste and Minister for Finance in the context of the soon to be commenced Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Act 2026, if an application submitted before the 15 October 2026 commencement date but underwritten after 15 October 2026 will fall under the terms of the new legislation; and if he will make a statement on the matter. [62487/2…

152. Deputy Malcolm Byrne asked the Tánaiste and Minister for Finance for an update on the progress made towards ensuring more homes have access to flood insurance; and if he will make a statement on the matter. [39639/26]

175. Deputy William Aird asked the Tánaiste and Minister for Finance if steps are being taken to establish a national flood insurance scheme to protect homeowners, renters and businesses increasingly exposed to flood risk; and if he will make a statement on the matter. [39595/26]

26. Deputy Thomas Gould asked the Tánaiste and Minister for Finance whether there are any supports beyond the primary medical cert for payment of motor tax or insurance. [35530/26]

308. Deputy Ryan O'Meara asked the Tánaiste and Minister for Finance his views on whether it is appropriate that some individuals are losing their no claims bonus for motor insurance while being off the road on medical grounds; and if he will make a statement on the matter. [26619/26]

434. Deputy Ivana Bacik asked the Tánaiste and Minister for Finance further to Parliamentary Question No. 207 of 26 March 2026, if he will specify the actions that have been taken under action 17 of the Action Plan for Insurance Reform 2025-2029; the further steps that will be taken this year under that plan's action 17; if the stakeholders being engaged include residents' associations; if so, the way in which such a…

435. Deputy Ivana Bacik asked the Tánaiste and Minister for Finance further to Parliamentary Question No. 207 of 26 March 2026, if the findings made by the study of alternative flood insurance models review in 2019 are publicly available; if it is intended to review that review; if his Department has examined methods of introducing mandatory cover without increasing premia; and if he will make a statement on the matt…

989. Deputy William Aird asked the Tánaiste and Minister for Finance the steps being taken to establish a national flood insurance scheme to protect homeowners, renters and businesses increasingly exposed to flood risk; whether international models that stabilise insurance markets and cover both households and businesses are being examined; if engagement is under way with insurers, regulators and EU bodies; if he wil…

207. Deputy Ivana Bacik asked the Tánaiste and Minister for Finance his plans to reform flood insurance in Ireland; his views on insurance cover for persons living in areas with demountable flood defences; his views on legislating for compulsory insurance cover for those living in areas which are prone to flooding; and if he will make a statement on the matter. [23195/26]

79. Deputy Paul Lawless asked the Tánaiste and Minister for Finance if he will address the ongoing discrimination young drivers face in accessing private motor insurance and commercial motor insurance, particularly those under 21 years-of-age who hold all necessary licences and qualifications; the steps his Department is taking to ensure that qualified young people can obtain affordable insurance in their own name, i…

156. Deputy Pearse Doherty asked the Tánaiste and Minister for Finance the steps he is taking to ensure that flood insurance is extended to the approximately 290,000 buildings in the State that have limited or no flood insurance; and if he will make a statement on the matter. [10449/26]

167. Deputy Cathal Crowe asked the Tánaiste and Minister for Finance whether any engagement has occurred with the insurance sector following recent severe weather events, including Storm Bram and Storm Chandra; and if he will make a statement on the matter. [9545/26]

186. Deputy Noel McCarthy asked the Tánaiste and Minister for Finance the measures being considered by his Department to ensure that flood insurance cover is made more accessible to households at risk of flooding or those that have previously been flooded; the further engagement his Department has had with insurance providers in this regard; and if he will make a statement on the matter. [10077/26]

215. Deputy Brian Brennan asked the Tánaiste and Minister for Finance if he will consider establishing a State-led insurance scheme to assist householders who cannot avail of home insurance due to prior flooding events; and if he will make a statement on the matter. [10085/26]

192. Deputy Séamus McGrath asked the Tánaiste and Minister for Finance if he will review the disabled drivers and disabled passengers scheme, and an issue that exists when a driver under the scheme changes to a new vehicle and is approved, but is taken off the system, leaving a gap in coverage of their motor insurance before they receive their new vehicle. [9098/26]

77. Deputy Claire Kerrane asked the Tánaiste and Minister for Finance the financial and other supports that are available to small community groups in meeting the cost of insurance; and if he will make a statement on the matter. [4792/26]

383. Deputy Ken O'Flynn asked the Minister for Finance if his Department has conducted or commissioned recent assessments of the prevalence of under-insurance among homeowners in the State, in view of recent increases in residential rebuild costs; the engagement he has had with the Central Bank of Ireland or the insurance industry to protect consumers from being inadequately covered; and if he will make a statement o…

178. Deputy Carol Nolan asked the Minister for Finance if he will address an organisation’s concerns and requests regarding insurance discrimination impacting cancer survivors (details supplied). [54011/25]

566. Deputy Pádraig Rice asked the Minister for Finance if he is aware of the lack of availability of insurance for mobility scooters; the steps his Department will take to address this issue for individuals with decreased mobility who seek to insurance their mobility scooters; and if he will make a statement on the matter. [46637/25]

627. Deputy Mattie McGrath asked the Minister for Finance the immediate measures he is taking to ensure that all thatched properties in the State can obtain sufficient insurance; the measures he has taken to work with the insurance companies to ensure that they are not forcing customers to choose between removing thatch roofs or insure their properties, which is currently the case owning to the rebuild costs limit (d…