334. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures affected the treatment of distressed mortgage accounts; and to say if any cases remain unresolved. [64840/25]
Parliamentary questions
Questions
TDs ask ministers questions to get answers on the record, most of them in writing. Here is every one asked in the 34th Dáil, by the department it went to and the subject heading it was filed under. How questions work
Browse the questions
Showing questions under the heading Departmental Data.
351 questions match, newest first.
335. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to confirm if any lenders used hidden credit line structures when restructuring borrower loans; and to provide the number of cases identified since 2016. [64841/25]
336. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures influenced decisions to sell or transfer distressed or non performing loans; and to state the oversight applied. [64842/25]
337. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has reviewed whether hidden credit line exposures contributed to delays in resolving long term arrears; and to indicate what findings were made. [64843/25]
338. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate whether hidden credit line exposures created conflicts between loan servicers and borrowers in cases involving restructures or split mortgages; and the number of complaints received. [64844/25]
339. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lenders reported errors in borrower affordability assessments linked to hidden credit line exposures, and to state whether corrections have been completed. [64845/25]
340. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has reviewed the impact of hidden credit line exposures on the treatment of voluntary surrenders repossessions or personal insolvency arrangements; and to outline any risks identified. [64846/25]
341. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures were considered in mortgage to rent assessments and to provide details of any cases where these exposures affected eligibility. [64847/25]
342. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures created inconsistencies in lenders arrears resolution processes; and to state whether guidance has been issued to correct these inconsistencies. [64848/25]
343. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if lenders have been directed to review all distressed accounts for possible links to hidden credit line exposures; and to state when the results of this review will be available. [64849/25]
344. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures influenced the setting of interest rates for any category of borrowers; and to state what findings were made. [64850/25]
345. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lender reported the use of hidden credit line structures when calculating variable rate margins; and to indicate how many cases were identified. [64851/25]
346. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures affected the calculation of break fees switching costs or interest adjustments for mortgage customers; and to state if any corrections are outstanding. [64852/25]
347. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures contributed to inconsistencies in lenders rate change notifications issued to borrowers since 2015; and to provide the number of affected cases. [64853/25]
348. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed whether hidden credit line exposures played any role in the withdrawal or alteration of tracker rate products; and to state what evidence has been gathered. [64854/25]
349. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures influenced lenders assessment of customer eligibility for fixed rate or long term rate products and to provide details of any cases under review. [64855/25]
350. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any regulated lender has acknowledged errors in interest rate calculations linked to hidden credit lines; and to provide the number of borrowers impacted. [64856/25]
351. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures were factored into the Central Bank of Ireland's examination of mortgage switching competition; and to indicate whether any follow up action is planned. [64857/25]
352. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures affected the pricing of mortgage products offered to first time buyers or regional borrowers, including Cork; and to provide the evidence available. [64858/25]
353. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department will require lenders to conduct an interest rate review for all borrowers whose accounts may have been influenced by hidden credit line exposures; and when this review will begin. [64859/25]
354. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures influenced lender decisions on borrower credit histories; and to state the number of cases affected. [64860/25]
355. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lenders used hidden credit line structures when assessing borrower credit scores or internal risk ratings and to indicate the number of such cases identified. [64861/25]
356. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures contributed to inaccuracies in borrower repayment records or arrears histories; and the number of accounts remain under review. [64862/25]
357. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures created inconsistencies in lenders internal credit reporting systems; and to state whether any mandatory system corrections have been ordered. [64863/25]
358. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed the impact of hidden credit line exposures on borrower appeals to lenders or to the Financial Services and Pensions Ombudsman; and to provide the number of related appeals since 2018. [64864/25]