Parliamentary questions

318. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate whether his Department has assessed the impact of hidden credit line exposures on Irelands compliance with EU fiscal rules; and whether any technical adjustments have been requested. [64824/25]

319. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to clarify whether his Department has engaged with UK authorities following the presentation of the report "Hidden Credit Lines The Largest Fraud Anywhere Ever" at Westminster; and to state whether any shared risks were identified. [64825/25]

320. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether hidden credit line exposures could affect Irelands participation in EU banking union structures including the Single Supervisory Mechanism and the Single Resolution Framework. [64826/25]

321. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state whether any reviews are underway to strengthen cooperation between the Department of Finance and the Central Bank of Ireland in detecting hidden credit line exposures; and to indicate the expected completion date. [64827/25]

322. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any training or analytical resources being developed within the Department to identify off balance sheet structures including hidden credit lines synthetic facilities and intra group arrangements. [64828/25]

323. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to confirm whether he will publish a yearly transparency report on all contingent liabilities including hidden credit line exposures; and to state the planned scope and publication date. [64829/25]

324. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has examined past lending models to see if hidden credit line structures distorted risk pricing for customers; and to state the findings. [64830/25]

325. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any lender has reported data gaps that prevented full identification of hidden credit line exposures; and to state how many such reports have been received since 2015. [64831/25]

326. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has reviewed the role of credit rating agencies in assessing lenders that may have operated hidden credit line structures; and to state if inaccurate ratings created extra risk for the State. [64832/25]

327. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to state if hidden credit line exposures were considered during the latest financial sector assessment review; and to outline any recommendations linked to Ireland. [64833/25]

328. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate if his Department has examined whether hidden credit line exposures influenced capital requirements for lenders; and to say if any adjustments are now needed. [64834/25]

329. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any governance failures identified in lenders relating to hidden credit line exposures including board oversight issues; and to state the follow up that has occurred. [64835/25]

330. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any lender has reported off balance sheet adjustments linked to hidden credit lines during annual or quarterly reporting cycles since 2018; and to confirm how many remain under review. [64836/25]

331. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has reviewed whether hidden credit line exposures affected the valuation of bank shares or State held bank assets; and to say if any revaluations were required. [64837/25]

332. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to outline whether hidden credit line exposures formed part of the risk analysis before the State exited shareholdings in bank; and to state if a post exit review has taken place. [64838/25]

333. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if any internal Department warning notes were issued about hidden credit line exposures before the recent report; and to indicate if these notes will be shared with the Oireachtas. [64839/25]

334. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures affected the treatment of distressed mortgage accounts; and to say if any cases remain unresolved. [64840/25]

335. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to confirm if any lenders used hidden credit line structures when restructuring borrower loans; and to provide the number of cases identified since 2016. [64841/25]

336. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures influenced decisions to sell or transfer distressed or non performing loans; and to state the oversight applied. [64842/25]

337. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to say if his Department has reviewed whether hidden credit line exposures contributed to delays in resolving long term arrears; and to indicate what findings were made. [64843/25]

338. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to indicate whether hidden credit line exposures created conflicts between loan servicers and borrowers in cases involving restructures or split mortgages; and the number of complaints received. [64844/25]

339. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lenders reported errors in borrower affordability assessments linked to hidden credit line exposures, and to state whether corrections have been completed. [64845/25]

340. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has reviewed the impact of hidden credit line exposures on the treatment of voluntary surrenders repossessions or personal insolvency arrangements; and to outline any risks identified. [64846/25]

341. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures were considered in mortgage to rent assessments and to provide details of any cases where these exposures affected eligibility. [64847/25]

342. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures created inconsistencies in lenders arrears resolution processes; and to state whether guidance has been issued to correct these inconsistencies. [64848/25]