355. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has issued any guidance, circulars, or internal directives setting out lessons learned from supervisory shortcomings identified in the reports of Honohan, Nyberg, or the Banking Inquiry; and if so, to publish such guidance and explain how it informs current oversight of the Central Bank. [71159/25]
Parliamentary questions
Questions
TDs ask ministers questions to get answers on the record, most of them in writing. Here is every one asked in the 34th Dáil, by the department it went to and the subject heading it was filed under. How questions work
Browse the questions
Showing questions asked by Ken O'Flynn .
621 questions match, newest first.
356. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Central Bank of Ireland received any disclosures during the period 2007 to 2012 from Ulster Bank or other lenders concerning additional credit exposures arising from interest rate swaps or fixed-rate loan products sold to SMEs; the supervisory framework in place at that time governing the reporting of contingent credit liabilities to the Centr…
357. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the extent to which the Central Bank has reviewed the presence of undeclared credit exposures or contingent liabilities embedded in SME lending products during or after the financial crisis; and if any sectoral analysis has been conducted since 2015 to reassess the transparency of derivative-linked lending to SMEs. [71164/25]
358. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has been briefed by the Central Bank regarding allegations that hidden credit lines were attached to SME hedging products in these islands during the period 2007 to 2012; and the actions he has initiated to determine whether similar practices affected SMEs within the State. [71165/25]
359. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if he will report on any engagement between his Department and UK authorities concerning cross-border regulatory matters arising from interest rate swap mis-selling and related credit-exposure mechanisms; and the processes in place for assessing risks to Irish consumers and SMEs arising from such cross-jurisdictional practices. [71166/25]
360. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has considered commissioning an independent review of SME hedging products sold in Ireland during the period 2007 to 2012 to determine whether undeclared contingent liabilities or non-transparent credit exposures may have affected SMEs operating within the State. [71167/25]
361. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has received any reports, briefing material, or supervisory updates from the Central Bank following Ulster Bank's public communications of June 2025 concerning repayment miscalculations on approximately 90,000 mortgage accounts; and the Department's current understanding, based on that material, of the scale and nature of the issues…
362. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the statutory supervisory and consumer-protection obligations that apply to the Central Bank when a regulated lender publicly confirms widespread repayment calculation errors; and if those obligations require the Bank to consider any additional account changes described by the lender as "not associated with this error". [71172/25]
363. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the issues publicly disclosed by Ulster Bank in June 2025 meet the criteria for mandatory review under the Central Bank's supervisory framework, the Consumer Protection Code 2025, or any related regulatory protocols; and the steps these frameworks require in circumstances where repayment inaccuracies affect a significant number of mortgage holders…
364. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has undertaken any assessment of consumer-protection risks arising from the repayment errors and the additional account changes referenced in Ulster Bank's June 2025 customer letters; and the Department's understanding of the potential implications for borrowers whose loans have since transferred to other institutions. [71174/25]
365. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if the Central Bank has initiated, or is considering, a system-wide thematic review of mortgage-repayment calculation accuracy across all lenders in light of Ulster Bank's June 2025 disclosures; and the Department's understanding of the purpose and scope of such a review where applicable. [71175/25]
366. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the governance and reporting arrangements that apply between the Central Bank and his Department in circumstances where a regulated lender publicly confirms widespread customer-impacting errors; and the manner in which the Department satisfies itself that statutory consumer-protection obligations are being met in such cases. [71176/25]
167. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the current reporting framework for monitoring non-resident and foreign-controlled company acquisitions of residential and commercial property; the data gaps his Department has identified in the tracking of overseas investment flows into the Irish property market; and whether reforms are under consideration to improve transparency, including mandator…
5. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the reason no assessment has been carried out by his Department on the effect of the 2026 local property tax revaluation on homeownership affordability and private rental supply, given the confirmed upward movement in valuation bands and the rising financial pressure on households; if he will commit to publishing a full county-level impact assessment b…
287. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department produced any analysis in advance of Budget 2026 on the net financial position of disabled households after the withdrawal of once off supports including the electricity credits, fuel lump sums, disability cost-of-living payment and living alone lump sum; and if he will publish this analysis. [69175/25]
292. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the Government’s current assessment of the main contributors to inflation in 2024 and 2025, including food, energy, transport and taxation-related factors; the measures being taken by his Department to reduce price pressures on households and small businesses; any analysis undertaken by his Department on the impact of carbon-tax increases on consumer…
301. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of supervisory inspections carried out by the Financial Regulator on each Irish retail and commercial bank in every year from 2004 to 2008, including the number of onsite inspections, thematic inspections and governance reviews conducted during that period, in tabular form. [69662/25]
302. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide a breakdown of all enforcement actions initiated by the Financial Regulator or its predecessor authorities against Irish retail and commercial banks between 2004 and 2008, including the statutory basis for each action; the nature of the breaches identified and the outcome of each case. [69663/25]
303. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department holds any internal assessments, briefing papers, risk analyses or correspondence created between 2004 and 2008 concerning the adequacy of banking supervision at that time; and the main findings of any such documents. [69664/25]
304. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he has reviewed the recent remarks of a person (details supplied) in which they acknowledged that the Central Bank had been too trusting of the banking sector during their tenure; and his Department's current assessment of the accuracy and implications of those remarks. [69665/25]
305. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the specific supervisory and risk-assessment methodologies used by the Financial Regulator between 2004 and 2008 when assessing capital adequacy, liquidity risk and property-related credit exposures in Irish banks; and the way in which those methodologies have been replaced or reformed since 2009. [69666/25]
306. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any formal concerns, warnings or risk escalations communicated to his Department by the Financial Regulator between 2004 and 2008 regarding overheating in the property market, rapid credit expansion or emerging solvency risks within the banking system. [69667/25]
307. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the statutory or governance oversight his Department exercised over the Financial Regulator between 2004 and 2008; and the mechanisms in place at that time for monitoring the effectiveness of banking supervision. [69668/25]
308. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the specific regulatory weaknesses identified in the Honohan Report, the Nyberg Report and the Banking Inquiry which have since been addressed through primary legislation and the weaknesses which remain under review. [69669/25]
309. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has carried out any retrospective review of supervisory failures in the banking system between 2004 and 2008; and to provide the conclusions of any such review, including recommendations for further reform. [69670/25]