352. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures affected the pricing of mortgage products offered to first time buyers or regional borrowers, including Cork; and to provide the evidence available. [64858/25]
Parliamentary questions
Questions
TDs ask ministers questions to get answers on the record, most of them in writing. Here is every one asked in the 34th Dáil, by the department it went to and the subject heading it was filed under. How questions work
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678 questions match, newest first.
353. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department will require lenders to conduct an interest rate review for all borrowers whose accounts may have been influenced by hidden credit line exposures; and when this review will begin. [64859/25]
354. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has examined whether hidden credit line exposures influenced lender decisions on borrower credit histories; and to state the number of cases affected. [64860/25]
355. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lenders used hidden credit line structures when assessing borrower credit scores or internal risk ratings and to indicate the number of such cases identified. [64861/25]
356. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures contributed to inaccuracies in borrower repayment records or arrears histories; and the number of accounts remain under review. [64862/25]
357. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures created inconsistencies in lenders internal credit reporting systems; and to state whether any mandatory system corrections have been ordered. [64863/25]
358. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has reviewed the impact of hidden credit line exposures on borrower appeals to lenders or to the Financial Services and Pensions Ombudsman; and to provide the number of related appeals since 2018. [64864/25]
359. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide details of any complaints received by lenders relating to errors in borrower account histories linked to hidden credit line structures; and to state how many of these complaints remain open. [64865/25]
360. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures affected the fairness of lenders decisions regarding borrower restructures insolvency arrangements or alternative repayment plans; and to state what corrective action is planned. [64866/25]
361. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any lenders have reported that hidden credit line exposures interfered with the proper application of borrower protections under the Consumer Protection Code; and to state the number of cases involved. [64867/25]
362. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether hidden credit line exposures contributed to errors in lenders communication with borrowers including rate changes arrears letters or contract updates; and to provide details of any investigations underway. [64868/25]
363. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department will require lenders to issue corrected borrower account statements where hidden credit line exposures led to errors or omissions; and to say when these corrected statements will be issued. [64869/25]
364. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance to provide county-by-county estimates, based on Revenue's 2026 valuation modelling, of the number and proportion of residential properties expected to move up one or more Local Property Tax valuation bands for the 2026-2030 valuation period. [64957/25]
365. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the estimated number of residential properties in Cork City and Cork County that are expected to move into a higher LPT valuation band from 1 November 2025, by band. [64958/25]
366. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the estimated additional annual LPT liability per band for households in each valuation category under the 2026-2030 LPT structure, using the modelling referred to in Revenue's September 2025 technical paper. [64959/25]
367. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether any internal briefing notes, modelling papers or impact assessments were prepared within his Department or by Revenue regarding the effect of higher LPT valuations on homeownership affordability, mortgage applicants, or the private rental market, and if he will publish these documents. [64960/25]
368. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of households nationally that have notified Revenue of disputes or queries relating to LPT band placement since 1 October 2025, and the number of these arising from Cork. [64961/25]
369. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the estimated number of households in each county whose LPT valuation band will remain unchanged for 2026-2030 but who will still face an increased LPT liability due to changes in band charges. [64962/25]
370. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department has met with the Department of Housing, Local Government and Heritage or the Housing Agency to assess whether increased LPT liabilities for homes valued between €200,000 and €500,000 could affect supply decisions by small landlords, and if so, to detail the outcome of such engagements. [64963/25]
371. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the expected number of Band 1 properties in local authority or approved housing body ownership nationally for 2026-2030; and whether Revenue has issued guidance to ensure these properties are recorded consistently across all authorities. [64964/25]
372. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether his Department has assessed the potential administrative burden arising from revaluation disputes for 2026-2030; and the estimated impact on Revenue staffing and processing times. [64965/25]
373. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance when he intends to publish updated LPT statistics reflecting the band movements from the October-November 2025 valuation returns; and whether these statistics will be made available at county level. [64966/25]
374. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the number of properties that Revenue estimated would cross two or more LPT valuation bands between 2021 and 2026; and the methodology used to calculate multi-band movements. [64967/25]
375. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance the estimated financial impact on households in Cork City and Cork County whose valuations sit at the upper end of their current band and who are most likely to cross into a higher band for 2026-2030. [64968/25]
376. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance if his Department issued any direction or guidance to the Revenue Commissioners during the 2025 valuation exercise regarding the potential impact of rising valuations on owner-occupier affordability or small landlord viability. [64969/25]